Sunday, October 12, 2008

If insurance companies are so evil then why did they keep paying for my fathers cancer treatment

If insurance companies are so evil then why did they keep paying for my fathers cancer treatment?
cancer treatments for two years, when he had terminal cancer ,they gave us two more years together that I could never put a price on, and Im dirt poor ?
Elections - 9 Answers
 

Random Answers, Critics, Comments, Opinions :
1 :
1. It depends on the carrier. Some (like Kaiser Permanente) are non-profit, so their chief interest is actually allowing healthcare. 2. If they are for-profit, probably because they haven't found a loophole. They have probably tried to find a way out of the contract as the bills keep rolling in.
2 :
He was one of the lucky ones believe me I know people who developed cancer and after six months of treatment the company dropped them. Now what if that was your father?? then how would you feel about YOUR INSURANCE COMPANY???
3 :
Because that's what insurance companies are designed to do. But the left only shows the extreme cases of failures.
4 :
My condolences on the loss of your father. However your father's insurance is the exception not the norm. Most insurance companies would have dropped him a long time ago, or they would have greatly reduced his benefits. Volunteer on the oncology ward and I think your opinion on how GREAT insurance companies are will drastically change.
5 :
My insurance company has been paying for my cancer treatments for three years. There is no way Obama care could provide the excellent health care I have received. Most of the idiots saying your father was LUCKY have never had a major health issue. They cannot understand the consequences of single payer health care.
6 :
No one said they were "evil". That's over the top rhetoric from Right wingers. The fact is they put their profits in front of the insured. That's how they MAKE profits.
7 :
You are lucky. Overall in the industry, 50% of people who come down with a terminal illness have their insurance canceled. For some illnesses in some states it is 100%. ∠°)
8 :
. Your father had a good insurance plan and a good doctor to advocate for him and his care. Sorry for your loss. My mother had Medicare and I paid for an American Express Supplemental Policy. And she had a great team of doctors: her G.P. and her oncologist and a counselor. 1 1/2 years of treatment for breast cancer, including lymph node removal, left her a bald, puking, pain-wracked mess after surgery, radiation and chemotherapy, what is called "The Aggressive Protocol." She watched her father go through all that for 6 years in the 1950's, my father went through it for 4 years in the late 1970's, my brother went through it in 1984/5/6, then herself in 1993/4. They ALL died, all bald, puking, skeletal messes, clinging to life while barely alive. She had a living will, I was the executor: no extraordinary measures, no resuscitation, no intubation were the 3 big provisions. She had the foresight to have gone through HER "end of life" conference with her G.P and her lawyer YEARS before she ever got sick. When her heart exploded (hemopericardium, cardiac tamponade, and acute transmural infarction), she died an almost-instant, unconscious natural death. Her fear had been that she'd have an incident that left her vegetative, full of needles and tubes, semi-aware but immobile and she did NOT consider THAT to be "living." She also told me just before she died, a few weeks before her sudden heart attack, that she deeply regretted her choice to fight the cancer, the onset of which was when she was 75. If she could have done it all over again, she'd have chosen hospice care and lots of on-demand drugs (palliative care) rather than the mess that the standard treatment had left her. But there are no do-overs. The point is: she chose her manner of treatment, because she DID have the hospice option which her doctor had mentioned; and she had the end-of-life options because she made them, all thanks to a knowledgeable doctor AND because she had the foresight to research it, think about it and then she DID something about it. But her insurance would not pay for it: under the reform proposed, it would HAVE TO pay for the doctor's time to make that information available and to explain the options available. And that's only ONE of the proposed reforms... I honestly don't understand why people (other than Insurance Companies and their lobbyists and the masses of mis- and mal-informed) are objecting to these and other very rational provisions, which include over 160 REPUBLICAN amendments, which are being proposed. Teddy Roosevelt opted out of the Republican Party to form the Progressive (Bull Moose) party, because of the 'Pubs' opposition to his health care 'planks' in 1912. He was defeated in the election. Harry Truman tried in 1948: same result. Clinton tried in 1993/4: same result. And now we find ourselves in the same position in 2009. I must ask: AREN'T 97 GODDAMNED YEARS LONG ENOUGH TO WAIT? .
9 :
For the same reason my father's insurance paid for my mother's cancer care even though we don't have much money. And our insurance company is for-profit. When she beat her life-threatening cancer, which they paid for, they paid for treatment when it came back, and she beat it again. And whenever anyone in my family gets sick we go to the doctor the next day or two, literally. The Canadian plan being glorified would have us waiting. I take it you know this, but when the left looks straight at you and says insurance companies dump you for getting sick, they are lying to your face.




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